Trey Garza · Loan Officer, Efinity Mortgage · Texas

First-Time Homebuyer Resources

Your journey to owning a home starts here.

ABOUT ME

Licensed. Local. On Your Side.

Hi I'm Trey, a licensed loan officer dedicated to helping first-time homebuyers understand the mortgage process. Start with my free resources below and let's find the right loan for you!

Trey Garza, Loan Officer

KNOW YOUR NUMBERS

See How Much Home You Can Afford

Not sure if you're ready to buy? Use my free affordability calculator to get an instant estimate based on your income, debts, and down payment. No obligation, no pressure.

Check My Affordability

Want to understand your loan options first? Browse our free guides at homefinishline.com

FREE RESOURCE

First-Time Homebuyer Guide

Everything you need to know about buying your first home, from getting pre-approved to closing day. Enter your info below and I'll send it straight to your inbox.

FREE ZOOM CLASS

Join My Free 30-Minute Homebuyer Class

Every month I host a free 30-minute Zoom class covering everything first-time buyers need to know. Spots are limited, reserve yours below and I'll send you the link!

JOIN THE COMMUNITY

Join Our Free Facebook Group

Connect with other first-time homebuyers, get answers to your questions, and stay updated on market tips and mortgage news. It's free, come join us!

Ready to Take the Next Step?

Let's look at your specific situation together, your income, your goals, and what it would actually take to get you into a home. No pressure, just a real conversation.

Looking for more resources? Visit homefinishline.com for loan guides, FAQ, and our free mortgage calculator.

Trey Garza - Licensed Loan Officer

NMLS#: 2700813

Efinity Mortgage - NMLS: 1043983

📍 Texas

Contact

8131 W. Hausman Rd. San Antonio, TX 78249, U.S.

(210) 393-9190

Licensed by the Texas Department of Savings and Mortgage Lending. This is not a commitment to lend. All loans are subject to credit approval and property appraisal. Terms and Conditions apply. Down payment assistance programs have eligibility requirements, contact us to verify availability. Equal Housing Opportunity.

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