Financing Solutions
as Unique as Your Goals
Not every borrower fits the traditional mortgage box — self-employed, investors, non-traditional income, multiple properties. Whatever your situation, there's likely a tailored solution.
Not Every Borrower Fits the Traditional Mortgage Box
Self-employed, investors, non-traditional income, multiple properties — there's likely a financing solution built around your situation. Explore the options below.
Self-Employed / Bank Statement Borrowers
Business owners, 1099 contractors, and freelancers can qualify using bank statements instead of tax returns — built around your actual cash flow, not your write-offs.
See Bank Statement Options →Bank Statement / P&L Only
Some self-employed borrowers can qualify using a CPA-prepared profit & loss statement alone, without providing bank statements.
ITIN Loans
No Social Security number? ITIN loan programs allow qualified borrowers to purchase or refinance a home using an Individual Taxpayer Identification Number.
Foreign National
Non-U.S. citizens and non-residents can finance a U.S. property through specialized foreign national loan programs.
HELOC
Tap your home's equity with a revolving line of credit — a flexible option for renovations, debt consolidation, or ongoing expenses.
Reverse Mortgage
Homeowners 62 and older may be able to convert home equity into income without a monthly mortgage payment.
Ready to Find Your Fit?
A 10-minute call is all it takes to figure out which specialty program actually works for your situation. No obligation, no pressure.